Attention homeowners in Maple Shade and Burlington County: Need an appraisal?

Here are the top 7 reasons why NJ homeowners hire Sean McCarthy:

Find the right listing price (whether you're using an agent or selling the home on your own)
To challenge a NJ property tax assessment
To lower a mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a NJ divorce, where real estate property needs to be divided
To settle an estate in NJ by determining the true market value of property in question

Do you own a house in or near Maple Shade? Do you need help determining the price of your real estate?
Contact Sean McCarthy.

We at Sean McCarthy understand the special needs of a homeowner seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our non-traditionalclient, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value estimation than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Sean McCarthy, we're qualified in helping folks just like you remove unwanted and unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if you live in a region that's declining or is not appreciating as much as other properties close to yours. That means you're going to pay more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Sean McCarthy is your strongest weapon.

HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Sean McCarthy can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for efficiency? In a field review we will go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.